One of the loan programs we offer is the Freddie Mac Multifamily Small Balance Loan (SBL) program. While you can't roll capex dollars into the loan like you can with Fannie Mae's Multifamily Loan program -- which we offer as well -- Freddie SBL is simpler, offers greater flexibility and is more cost-effective than any other agency backed execution available today. Freddie SBL offers a combination of beneficial features that include: Six Hybird ARM and Fixed Rate Options. Non-